*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1d2433;background:#fff}
a{color:#0b5cad}img{max-width:100%}.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
header.top{background:#0f2d4a;color:#fff}header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 18px;flex-wrap:wrap}
.logo{color:#fff;text-decoration:none;font-weight:800;font-size:19px}.logo span{color:#ffc94d}
nav.main a{color:#dfe9f5;text-decoration:none;margin-right:14px;font-size:15px}nav.main a:hover{color:#fff}
.call{display:inline-block;background:#ffc94d;color:#111;font-weight:800;text-decoration:none;padding:9px 16px;border-radius:8px;white-space:nowrap}
.call:hover{background:#ffd76e}.btn{display:inline-block;background:#0b5cad;color:#fff;font-weight:700;text-decoration:none;padding:11px 18px;border-radius:8px;border:0;font-size:17px;cursor:pointer}
.hero{background:linear-gradient(135deg,#123a5e,#0f2d4a);color:#fff;padding:42px 0 38px}.hero h1{font-size:clamp(28px,4.4vw,42px);line-height:1.15;margin:0 0 12px}
.hero p{font-size:19px;max-width:720px;color:#e3ecf6}.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.hero .btn{background:#fff;color:#0f2d4a}
main{padding:28px 0 40px}h2{font-size:26px;line-height:1.25;margin:34px 0 10px}h3{font-size:20px;margin:22px 0 6px}
.quick{background:#fff8e1;border-left:5px solid #ffc94d;padding:14px 18px;border-radius:6px;margin:18px 0}.quick b.lbl{display:block;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:#8a6200}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px;margin:14px 0}.card{border:1px solid #dde3ea;border-radius:10px;padding:14px 16px;background:#fafcfe}
.card h3{margin:0 0 6px;font-size:18px}.card p{margin:0;font-size:15px;color:#444}
.tablewrap{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:15px}th,td{border:1px solid #dde3ea;padding:8px 10px;text-align:left;vertical-align:top}th{background:#f1f5f9}
.small{font-size:14px;color:#5a6472}.crumbs{font-size:14px;color:#5a6472;margin-bottom:6px}.crumbs a{color:#5a6472}
details{border:1px solid #dde3ea;border-radius:8px;padding:10px 14px;margin:8px 0}summary{font-weight:700;cursor:pointer}
.ctaband{background:#eef5fc;border-radius:12px;padding:20px;margin:30px 0;display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}
.ctaband p{margin:0;font-weight:700;font-size:19px}form.quote{display:grid;gap:12px;max-width:560px}
form.quote label{font-weight:600;font-size:15px;display:grid;gap:4px}form.quote input,form.quote select,form.quote textarea{font:inherit;padding:10px;border:1px solid #b9c3cf;border-radius:7px;width:100%}
.hp{position:absolute;left:-9999px}ul.check{padding-left:20px}footer{background:#0f2d4a;color:#c9d6e4;padding:28px 0 90px;font-size:14px}footer a{color:#fff}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px}.sticky{position:fixed;left:0;right:0;bottom:0;display:flex;gap:8px;padding:8px;background:rgba(15,45,74,.96);z-index:9}
.sticky a{flex:1;text-align:center}@media(min-width:900px){.sticky{display:none}footer{padding-bottom:28px}}